Following are a number of ways that you can employ planned giving programs to support the future work and strength of Handicap International.  It is a caring way to assure that your commitment to ur global mission continues even after you are gone.  At the same time, planned giving strategies also can provide tax benefits for the giver as well as strengthening the organization being supported.

 
Please note:  We strongly recommend that you discuss any estate plans with your financial planning advisor in order to decide what options are most consistent with your overall estate plans.  These following descriptions are intended for your general information only.  Contributions to Handicap International are elegible for all maximum income and estate tax charitable deductions available for gifts to a charity.

Here are some planned giving options that also can support your personal objectives:

Make a Charitable Bequest

By naming Handicap International in your will, you continue to have full access to your assets during your lifetime -- and at the same time, the satisfaction of knowing that your gift will play a role in securing our future.  There are also certain tax savings benefits possible when you make a charitable bequest.

You will need to know our EIN number for setting up the bequest. That number is 55-0914744.  As for the language used, this sample language may be helpful:  I give and bequest the sum of $____ (or percent of my estate) to Handicap International to be used in support of Handicap International;s general charitable purposes.

There are several ways in which you can pass on your estate in order to contribute to Handicap International's work. However you choose to do it, your gift will be allocated to the country or program of your choice.

Create a Charitable Gift Annuity

This approach designates a gift to Handicap International, but gives you the option to receive a guaranteed fixed income, usually every month, for the rest of your life, with the funds remaining after your death going to Handicap International.  Also, Charitable Trusts can provide substantial individual tax benefits.  

Establish a Charitable Trust

A Charitable Trust is a legal trust that names a charity as beneficiary.  As with the Charitable Gift Annuity, a Charitable Remainder Trust provides for Handicap International to receive the remainder after a beneficiary of your choosing received income for a period of time.  A Charitable Lead Trust would provide us with income for a stated period and then pass the assets to the donor's beneficiary.  These are effective for assets that have appreciated in value and for managing capital gains and gift taxes. 

Gifts of Life Insurance

You can also name Handicap International a beneficiary of any individual or group term life insurance policy.  you receive an estate tax deduction for insurance proceeds that pass on to us upon your death.  You can gift a new or existing policy in addition to designating Handicap International as your beneficiary. 

Gifting Retirement Plans and Other Investments

You can make us the beneficiary of an IRA or other retirement plan.  These plans often are tax-deferred during accumulation but at death may be subject to estate and income taxes.  Making Handicap International the account avoids these tax penalties.

Like to know more?

For details, please give us a call at (301) 891-2138, e-mail us at donor@handicap-international.us or write us at 6930 Carroll Avenue, Suite 240, Takoma Park, MD  20912.

If you require any information about this subject, please contact Wendy Batson, the Head of Handicap International's Legacy Department